The American Express® Gold Credit Card

Gold Credit Card

Give your dreams the credit they deserve with Access to Airport Lounges across the Middle East, Membership Rewards®, and Comprehensive Retail & Travel Protection. Gold Credit Cardmembers can also avail of exciting offers throughout the year including the chance to win 1 Million Membership Rewards points and other great monthly prizes.


 

 


Travel in Style

 

Arriving early to the airport has never been more satisfying. Regardless of the airline or class of travel you choose, both Basic and Supplementary Gold Credit Cardmembers can catch-up with emails, enjoy refreshments, or just simply relax with Complimentary Access to Airport Lounges across the Middle East.

 

Reward Yourself

 

With our award winning Membership Rewards programme,With our award winning Membership Rewards programme,, you can earn points towards free flights, hotel nights, fine dining, shopping vouchers and more, virtually every time you use your Card. 

 

Everyday Offers

 

Enjoy hundreds of exclusive Everyday Offers which you can avail every time you use your Card, every single day. From Shopping, Dining, and Travel to Entertainment and Well-Being, our Everyday Offers will fulfill your Everyday needs.

 

Pay Now or Pay Later

 

The American Express Gold Credit Card gives you flexibility to pay off your balance in full each month or alternatively settle the minimum amount due and pay the rest back over time. You can enjoy up to 56 days of interest free credit. After that, it's just 2.30% per month.

 

Complete Peace of Mind for your Journey

 

Being a Gold Credit Cardmember means you are well insured against flight cancellations, lost luggage, injury, and more with comprehensiveTravel Inconvenience Insurance and Travel Accident Insurance.

 

First-Class Customer Services

 

Whether you wish to enquire about your Account Balance or report a lost or stolen Card, you can count on our 24-hour Customer Services and 2,200 American Express Travel Service Locations worldwide. You can also keep your Card Account details at your fingertips with: Online Account Access anytime, anywhere.

 

A Shopper’s Best Friend

 

With Retail Protection Insurance, items bought with your American Express Gold Credit Card are insured for up to 90 days against theft, loss or accidental damage. You can also shop online with complete confidence thanks to our Online Fraud Protection Guarantee. Quite simply, you won’t be held responsible for any charges you did not incur.

 

Share the Benefits

 

As a Gold Credit Cardmember, you can apply for up to 9 free Supplementary Cards for your immediate family members, provided they are over 18 years of age. Supplementary Card transactions are billed directly to your Account, itemised separately, and count towards your balance of Membership Rewards points (if you are already enrolled).

 

World-Wide Assistance

 

Need emergency assistance while abroad? Global Assist provides you with emergency access to medical and legal help when you need it most. What's more, if your Card gets lost or stolen, we'll provide you with an Emergency Card Replacement, usually within two working days. And should you ever be in need of cash, Express Cash enables you to withdraw up to 10% of your Credit Limit at over 800,000 ATMs around the world.

 

Eligibility

 

To apply for the American Express® Gold Credit Card, you need to provide the following documents along with the signed original Application form:


Employed:
  1. A photocopy of your valid passport including residence permit if you are an expatriate.
  2. A photocopy of another governmental ID i.e. Civil Identification Card, Driving License, Work Permit, Social Security Card.
  3. Original Salary / Employment Certificate dated not less than 10 days prior to date of application, confirming date of employment, annual income and position held.
  4. Most recent Original 3 months Bank Statement of your Personal Account where income is transferred. Last 3 salary transfers must be shown.
  5. Original signed Bahrain Credit Reference Bureau Consent Form (will be provided by American Express).
  6. Residence proof: Most recent electricity or telephone bill in the name of the applicant.

  7. Self- employed:
  8. A photocopy of your valid passport including residence permit if you are an expatriate.
  9. A photocopy of another governmental ID i.e. Civil Identification Card, Driving License, Work Permit, Social Security Card.
  10. A copy of the Commercial Registration, if self-employed (Your name and % of shares should be mentioned on the Commercial Registration).
  11. Most recent Original 6 months company bank statement.
  12. Most recent Original 6 months Bank Statement of your Personal Account where income is transferred.
  13. Most recent electricity bill in the name of the company.
  14. Guarantee Cheque.

  15. Please note:
  16. Original documents have to be sighted by an American Express representative.
  17. Passports should be valid for a minimum of 6 months and visa should be valid for a minimum of 3 months.
  18. All copy documents have to be originally signed by the applicant.

Approval Criteria

 

  1. You are over 21 years old.
  2. You have an adequate credit rating.
  3. You have a minimum monthly income of QAR 15,850 (employed) or QAR 20,000 (self-employed).
  4. You are a permanent resident/citizen of the State of Qatar.

Terms & Conditions

 

Please take a moment to review the full detailed Cardmember Agreement and the Terms & Conditions of your Card:


Cardmember Agreement (Arabic) 
Cardmember Agreement (English) 
Schedule of Fees and Charges

 

Certificate of Insurances

 

For your additional reference, please review the Terms & Conditions of your Card’s Insurance benefits:

 

Certificate of Insurances

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