The American Express Credit Card
The American Express Credit Card allows you to settle your bill in installments, paying as little as 5% of your outstanding monthly bill. So you can shop more, dine out more and travel more, settling your account in the way that suits you best.
Great value
- Pay in Installments
- Low Interest
- Express Cash
- FeeBack
Travel
- Emergency Card Replacement
- American Express Service
- Help around the world
- Global Assist
Instant Access
- Online Account Access
- 24 hour Customer Service
Top Security
- Retail Protection Insurance
- Online Fraud Protection Guarantee
- Emergency Assistance
Pay in Installments
The Credit Card allows you to settle your account in installments, paying as little as 5% (minimum of US $10) of your outstanding monthly bill. It gives you the flexibility you need to manage your finances the way you want to.
Cardmember Agreement (Arabic)
Cardmember Agreement (English)
Schedule of Fees and Charges
Low Interest
The American Express Credit Card has no annual fee for the first year. Thereafter the annual fee will be US $60. You will benefit from a monthly interest rate of only 2.39% for purchases and cash withdrawals. Yet you will still enjoy the world renowned American Express service. And because interest on purchases is only charged from the date of your statement, it means you can enjoy interest-free credit for up to 56 days.
FeeBack
FeeBack is a new service from American Express, which allows you to continue enjoying your American Express Credit Card without paying a membership fee. All you have to do is spend US $ 6,000 on purchases with your Card during your membership year and the following year's annual fee will be waived. So every purchase brings you closer to receiving your annual fee back.
To see how close you are to receiving FeeBack, please refer to the FeeBack Summary at the end of your monthly statement of account. This service is free of charge and you are automatically enrolled.
Global Assist
Need medical or legal help while abroad? Or a replacement Card? Call Global Assist, 24 hours a day, 365 days a year.
Worldwide Customer Care
There are more than 2,200 American Express Travel Service Locations or Representative Offices around the world. Our highly trained staff can help you with a range of services - from booking hotel to flight reservations.
Emergency Card Replacement
If your American Express Credit Card is lost or stolen, we can issue you with a replacement, usually within two working days worldwide.
Selects
With our Selects programme you'll enjoy exclusive offers on travel, leisure, dining and premium shopping from some of the world's finest names.
Free Supplementary Cards
Share the benefits of The American Express Card. Free Supplementary Cards for family members and friends. Supplementary Cards are billed directly to your Account, itemised separately.
Online Fraud Protection Guarantee
Shop online with complete peace of mind, knowing you won¿t be charged for any unauthorized transactions.
Online Account Access
Keep track of your Card transactions anytime, anywhere.
Express Cash
You can withdraw up to 20% of your credit limit in local currency from automated teller machines at over 550,000 locations worldwide, 24 hours a day.